:root{--ink:#173a3d;--petrol:#245255;--linen:#f0e9de;--paper:#faf8f4;--sage:#b9d1c1;--accent:#b96e58;--muted:#506667;--line:#173a3d29}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.6 Arial,sans-serif;background:var(--paper)}a{color:inherit;text-underline-offset:4px}button,input{font:inherit}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible{outline:3px solid var(--accent);outline-offset:4px}.masthead{display:flex;align-items:center;justify-content:space-between;gap:20px;max-width:1440px;padding:28px 40px;margin:auto;border-bottom:1px solid var(--line)}.brand{font-size:22px;font-weight:400;letter-spacing:6px;text-decoration:none;display:flex;align-items:center;gap:26px}.brand span{font-size:12px;letter-spacing:.02em;padding-left:24px;border-left:1px solid var(--line)}.preview{font-size:12px;color:var(--muted)}main{max-width:1440px;margin:auto;padding:0 40px}.intro{padding:58px 0 46px;max-width:1060px}.eyebrow{font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;margin:0 0 14px}.intro h1{font-size:clamp(35px,4.8vw,64px);line-height:1.05;letter-spacing:-2.4px;font-weight:600;margin:0 0 24px}.lede{max-width:760px;color:var(--muted);font-size:18px;line-height:1.65;margin:0 0 22px}.illustrative{display:inline-flex;align-items:center;gap:10px;border:1px solid #173a3d4a;border-radius:4px;padding:10px 15px;font-size:13px;font-weight:700;margin:0}.illustrative span{font-size:22px;font-weight:400;line-height:1}.workspace{display:grid;grid-template-columns:minmax(340px,.85fr) minmax(0,1.35fr);gap:44px;align-items:start}.assumptions{background:#fff;border:1px solid var(--line);padding:30px}.section-heading{display:flex;gap:13px;align-items:center;margin:0 0 14px}.step{color:var(--accent);font-size:12px;border-bottom:2px solid var(--accent);padding-bottom:2px;align-self:center}h2{font-size:25px;font-weight:600;line-height:1.2;letter-spacing:-.7px;margin:0}.helper{font-size:13px;color:var(--muted);margin:0 0 19px;line-height:1.65}.presets{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;margin:0 0 24px}.presets button{padding:11px 4px;border:1px solid var(--line);color:var(--ink);background:#fff;font-size:12px;line-height:1.3;border-radius:3px}.presets button span{display:block;font-size:11px;font-weight:400;margin-top:6px}.presets button[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}.presets button:hover{border-color:var(--accent)}fieldset{border:0;padding:0;margin:0 0 25px;min-width:0}legend{font-size:14px;font-weight:700;padding:0 0 12px;width:100%;border-top:1px solid var(--line);padding-top:20px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px 14px}.input-grid label{display:flex;flex-direction:column;justify-content:flex-end;gap:7px;font-size:11px;font-weight:600;line-height:1.5;min-width:0}input{width:100%;min-width:0;color:var(--ink);border:1px solid #bac7c2;border-radius:3px;padding:10px 11px;font-size:17px;background:#fff;line-height:1.3}input:invalid{border-color:var(--accent)}.field-note{font-size:11px;color:var(--muted);line-height:1.65;margin:12px 0 0}.reset{border:0;border-bottom:1px solid var(--ink);padding:0 0 3px;background:transparent;color:var(--ink);font-size:12px}.input-error{font-size:13px;padding:12px;background:#f7e7de;color:#732f1c;border-left:3px solid var(--accent)}.results{padding-top:30px}.scenario-label{font-size:12px;color:var(--muted);margin:0 0 22px}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);background:#fff}.metrics article{padding:25px 25px 22px;min-width:0;border-bottom:1px solid var(--line)}.metrics article:nth-child(odd){border-right:1px solid var(--line)}.metrics article:nth-child(n+3){border-bottom:0}.metric-name{font-size:11px;line-height:1.5;text-transform:uppercase;letter-spacing:.8px;font-weight:700;min-height:33px;margin:0 0 14px}.big-number{display:block;white-space:nowrap;font-size:clamp(27px,2.7vw,41px);letter-spacing:-1.3px;line-height:1.2;margin-bottom:15px;font-weight:500}.metrics article>p:last-child{font-size:11px;line-height:1.6;color:var(--muted);margin:0}.metrics .yield{background:var(--ink);color:#fff}.metrics .yield>p:last-child{color:#d6e3dc}.price-pair{display:flex;gap:20px;margin:0 0 15px}.price-pair>div{min-width:0}.price-pair span{display:block;font-size:10px;margin-bottom:5px;color:var(--muted)}.price-pair strong{display:block;font-size:clamp(22px,1.7vw,27px);line-height:1.4;font-weight:500;white-space:nowrap;letter-spacing:-.9px}.waterfall{padding-top:27px}.waterfall h3{font-size:19px;letter-spacing:-.3px;margin:0 0 14px;font-weight:600}.waterfall dl{margin:0}.waterfall dl>div{display:flex;gap:25px;justify-content:space-between;padding:11px 0;font-size:13px;border-bottom:1px solid var(--line)}.waterfall dt{min-width:0}.waterfall dd{margin:0;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.waterfall small{display:block;font-size:10px;color:var(--muted);line-height:1.5;margin-top:3px}.waterfall .subtotal{font-weight:700;padding-block:15px}.waterfall .total{background:var(--linen);margin-top:10px;border:0;padding:18px 16px;font-weight:700}.waterfall .total dd{font-size:20px}.break-even{margin-top:24px;border-left:3px solid var(--accent);padding-left:18px}.break-even .eyebrow{font-size:10px}.break-even p{font-size:13px;line-height:1.65;margin:7px 0 0}.break-even strong{white-space:nowrap}#break-even-note{font-size:10px;color:var(--muted)}.market-reference{background:var(--linen);display:grid;grid-template-columns:.85fr 1.35fr;gap:65px;padding:42px;margin:62px 0 0}.market-reference h2{font-size:30px;line-height:1.15;letter-spacing:-1px}.market-reference>div>p{font-size:12px;color:var(--muted);line-height:1.7}.market-reference .eyebrow{font-size:10px;color:var(--ink)}.reference-numbers{display:flex;gap:50px}.reference-numbers p{margin:0 0 12px}.reference-numbers span{display:block;font-size:11px}.reference-numbers strong{font-size:33px;font-weight:500;letter-spacing:-.8px}.market-reference a{font-size:11px;line-height:1.6}.method{padding:48px 0 44px}.method h2{margin-bottom:25px}.method-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px 48px}.method h3{font-size:14px;margin:0 0 10px}.method p{font-size:12px;color:var(--muted);line-height:1.8;margin:0}footer{padding:24px 40px;background:var(--ink);color:#d6e3dc;text-align:center;font-size:11px}.negative{color:#9a432d}.metrics .yield .negative{color:#f4bd9f}@media(max-width:1100px){.workspace{gap:25px;grid-template-columns:minmax(330px,.95fr) minmax(0,1.05fr)}.assumptions{padding:23px}.metrics article{padding:20px 16px}.price-pair{gap:14px}.price-pair strong{font-size:22px}.big-number{font-size:29px}.market-reference{gap:35px}}@media(max-width:850px){.masthead{padding:22px 24px}.workspace{grid-template-columns:1fr}.results{padding-top:8px}.assumptions{padding:26px}.input-grid{gap:18px 25px}.presets button{font-size:14px;padding:13px}.presets button span{font-size:12px}.market-reference{grid-template-columns:1fr;gap:22px;padding:30px}.intro{padding-top:38px}.brand span{display:none}.big-number{font-size:38px}.price-pair strong{font-size:29px}}@media(max-width:520px){main{padding:0 20px}.masthead{padding:22px 20px}.preview{font-size:10px}.brand{font-size:19px}.intro h1{font-size:38px;letter-spacing:-1.4px}.lede{font-size:15px}.illustrative{font-size:11px;line-height:1.5;align-items:flex-start}.illustrative span{margin-top:3px}.assumptions{padding:21px 16px}.input-grid{gap:14px}.input-grid label{font-size:10px}.input-grid input{font-size:16px;padding-inline:8px}.presets{gap:5px}.presets button{font-size:11px}.presets button span{font-size:10px}.section-heading h2{font-size:23px}.metrics{grid-template-columns:1fr}.metrics article{padding:23px}.metrics article:nth-child(odd){border-right:0}.metrics article:nth-child(n+3){border-bottom:1px solid var(--line)}.metrics article:last-child{border-bottom:0}.metric-name{min-height:0}.big-number{font-size:39px}.price-pair{gap:45px}.price-pair strong{font-size:32px}.waterfall .total dd{font-size:17px}.waterfall dl>div{gap:15px;font-size:12px}.market-reference{padding:26px 22px;margin-top:40px}.market-reference h2{font-size:28px}.reference-numbers{gap:35px}.reference-numbers strong{font-size:29px}.method-grid{grid-template-columns:1fr;gap:26px}.method{padding-top:36px}footer{padding-inline:25px}}
/* Revision 6: original calculator composition; email below the left panel. */
[hidden]{display:none!important}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.embed-intro{display:none}
.assumptions-column{min-width:0}
.result-gate{background:var(--linen);border:1px solid var(--line);padding:21px 23px;color:var(--ink);min-width:0;margin:20px 0 0}
.result-gate h3{font-size:18px;line-height:1.3;letter-spacing:-.3px;font-weight:600;margin:0 0 5px}
.result-gate>p{font-size:12px;line-height:1.65;color:var(--muted);margin:0 0 15px}
.lead-entry{display:grid;grid-template-columns:1fr;align-items:end;gap:12px}
.lead-entry>label{display:flex;flex-direction:column;gap:6px;font-size:11px;font-weight:600;min-width:0}
.result-gate input[type=email]{background:#fff;border:1px solid #aabdb4;padding:12px;font-size:16px;border-radius:2px;min-height:46px}
.result-gate .consent{display:flex;align-items:flex-start;gap:9px;margin:13px 0 0;font-size:10px;line-height:1.6}
.result-gate .consent input{width:17px;height:17px;min-width:17px;margin:0;padding:0;accent-color:var(--ink)}
.result-gate .consent a{color:var(--ink)}
.result-gate .estimate-button{display:flex;align-items:center;justify-content:space-between;gap:14px;border:0;border-radius:25px;background:var(--accent);color:#08191a;padding:12px 18px;min-height:48px;font-size:15px;font-weight:600;text-align:left;white-space:nowrap;justify-content:center}
.result-gate .estimate-button:hover{background:#c17c65}
.result-gate .estimate-button span{font-weight:400;font-size:18px;line-height:1}
.result-gate #lead-preview{color:var(--muted);margin:8px 0 0;font-size:10px}
.result-gate .input-error{margin:13px 0 0}
#results-title{scroll-margin-top:22px}
#results-title:focus-visible{outline:3px solid var(--accent);outline-offset:6px}
.result-number{transition:filter .3s ease;font-variant-numeric:tabular-nums}
.is-locked .result-number{filter:blur(6px);user-select:none;pointer-events:none;opacity:.78}
.result-caveat{font-size:11px;color:var(--muted);line-height:1.7;margin:20px 0 0;padding-top:16px;border-top:1px solid var(--line)}
.method>p{margin-bottom:25px;font-size:12px;line-height:1.8;color:var(--muted)}
body.is-embedded{background:#faf8f4}
.is-embedded :is(.masthead,.intro,.market-reference,.method,footer){display:none!important}
.is-embedded main{width:100%;max-width:1140px;padding:34px 0 40px;margin:0 auto}
.is-embedded .embed-intro{display:block;padding:0 0 30px;max-width:100%}
.is-embedded .embed-intro h2{font-size:clamp(28px,3vw,38px);line-height:1.15;letter-spacing:-1px;margin:0 0 19px}
.is-embedded .illustrative{font-size:11px}
.is-embedded .workspace{gap:36px}
.is-embedded .results{padding-top:29px}
.is-embedded .assumptions{padding:27px 24px}
@media(min-width:1101px){.is-embedded .workspace{grid-template-columns:minmax(340px,.85fr) minmax(0,1.35fr)}}
@media(max-width:1100px) and (min-width:851px){.result-gate{padding:18px 16px}.lead-entry{grid-template-columns:1fr}.result-gate .estimate-button{justify-content:center;gap:16px}}
@media(max-width:850px){.is-embedded main{padding:26px 0 32px}.is-embedded .results{padding-top:0}.is-embedded .embed-intro{padding-bottom:25px}.is-embedded .workspace{grid-template-columns:1fr}}
@media(max-width:520px){.result-gate{padding:20px 18px}.lead-entry{grid-template-columns:1fr;gap:11px}.result-gate .estimate-button{justify-content:center;gap:16px}.result-gate h3{font-size:18px}.is-embedded .assumptions{padding:22px 16px}.is-embedded .embed-intro h2{font-size:30px}.is-embedded .workspace{gap:27px}.presets button small{font-size:8px}#result-view .big-number{font-size:36px}.is-embedded .results{padding-top:0}.waterfall .total{flex-direction:column;gap:7px}.waterfall .total dd{text-align:left}.waterfall small{max-width:170px}.result-gate .consent{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.result-number{transition:none}}

.price-pair{flex-wrap:wrap}
@media(max-width:1100px) and (min-width:851px){.is-embedded .workspace{gap:25px;grid-template-columns:minmax(330px,.85fr) minmax(0,1.35fr)}}